TERMS & CONDITIONS

Effective Date: July 18, 2026

Welcome to the Legacy Marketing Experts LLC ("Legacy," "Company," "we," "our," or "us") website.

These Terms & Conditions govern the use of this website and the B2B services offered by Legacy Marketing Experts LLC.

Our services are intended for businesses seeking lead-generation, client-acquisition, qualification, intake, and enrollment-support services. They are not offered through this website as debt-relief or financial fulfillment services directly to consumers.

By accessing this website, requesting information about our services, or entering into a business relationship with Legacy, you acknowledge and agree to these Terms & Conditions.

1. B2B SERVICES

Legacy Marketing Experts LLC is a business-to-business lead-generation, marketing, client-acquisition, and enrollment-support company.

We provide services to debt fulfillment companies, debt settlement companies, debt consolidation providers, financial-service providers, and other approved business partners seeking to acquire new prospective clients.

Depending upon the services selected by a business partner, Legacy's services may include:

Digital and social-media lead generation
Marketing campaign development
Inbound consumer lead generation
Inbound call generation
Live call transfers
Consumer qualification
Initial client intake
Enrollment support
Campaign management
Lead delivery
Enrollment delivery
Client-acquisition support
Performance reporting

The specific services, pricing, lead criteria, campaign requirements, geographic coverage, delivery methods, enrollment procedures, and other terms applicable to a particular business partner may be established in a separate written agreement, insertion order, service agreement, campaign order, or other written authorization.

2. BUSINESS-TO-BUSINESS RELATIONSHIP

Legacy provides its services to businesses rather than providing the underlying financial fulfillment service directly to consumers.

Our business partners engage Legacy to assist with acquiring prospective clients and, where contracted, supporting the qualification, intake, and enrollment process.

The financial fulfillment partner provides and remains responsible for the underlying service offered to the consumer.

Nothing contained on this website creates an attorney-client, financial advisor-client, lender-borrower, fiduciary, or similar professional relationship between Legacy and any website visitor.

3. CONSUMER LEAD INFORMATION

In performing services for our B2B partners, Legacy may collect consumer information through marketing campaigns, inbound telephone calls, online inquiries, lead forms, qualification processes, intake procedures, and enrollment activities.

Legacy collects and processes consumer information for lead-generation and enrollment purposes only.

Depending on the campaign, this information may be used to:

Identify prospective consumers who have expressed interest in available services.
Respond to consumer inquiries.
Determine whether a prospective consumer meets a partner's established qualification criteria.
Conduct initial intake.
Facilitate live call transfers.
Connect qualified consumers with participating fulfillment partners.
Provide enrollment support when contracted to do so.
Transfer relevant lead and enrollment information to the applicable fulfillment partner.
Maintain appropriate records of lead-generation, consent, qualification, transfer, and enrollment activity.

Consumer information will be handled in accordance with our Privacy Policy and applicable requirements.

4. BUSINESS PARTNER RESPONSIBILITIES

Each business partner is responsible for providing Legacy with complete, accurate, current, and legally appropriate information necessary to perform the contracted services.

Partners are responsible for providing, as applicable:

Accurate descriptions of their services and programs.
Current qualification and eligibility criteria.
Approved marketing requirements and restrictions.
Approved scripts, disclosures, and enrollment procedures where applicable.
Geographic restrictions.
Operating and transfer hours.
Lead-delivery requirements.
Enrollment requirements.
Appropriate licensing or authorization required for the partner's underlying activities.
Any legally required consumer disclosures applicable to the partner's products or services.

Business partners must promptly notify Legacy of material changes affecting an active campaign or enrollment process.

5. FULFILLMENT PARTNER RESPONSIBILITIES

Legacy's financial fulfillment partners are independently responsible for the products and services they provide to consumers.

The fulfillment partner is responsible for matters including, as applicable:

Determining final consumer eligibility.
Accepting or rejecting an enrollment.
Providing required disclosures and agreements.
Providing the underlying debt-relief or financial service.
Debt settlement or creditor negotiations where applicable.
Lending or financing decisions where applicable.
Consumer account management.
Ongoing customer service.
Program administration.
Regulatory compliance applicable to the fulfillment partner.
Consumer complaints relating to the partner's fulfillment services.
Maintaining licenses, registrations, or other authorizations required for its business.

Legacy does not assume responsibility for a partner's independent fulfillment activities merely because Legacy generated, qualified, transferred, or assisted with enrolling the prospective client.

6. LEAD & ENROLLMENT SERVICES

Lead and enrollment services are provided according to the criteria and specifications agreed upon between Legacy and the business partner.

Lead volume, consumer response, qualification rates, transfer rates, enrollment rates, conversion rates, and campaign performance may vary.

Unless expressly stated in a separate written agreement, Legacy does not guarantee a specific number of enrollments, conversion percentage, revenue amount, consumer acceptance rate, or financial result.

7. FEES & PAYMENT

Fees for Legacy's B2B services will be established between Legacy and each business partner.

Pricing may be structured according to the particular services being provided, including lead-generation services, qualified leads, inbound calls, live transfers, enrollment services, campaign-management services, or other agreed B2B arrangements.

Payment schedules, invoicing requirements, payment methods, credits, replacements, refunds, reconciliation procedures, and other financial terms may be established in the applicable service agreement or campaign order.

The business partner is responsible for reviewing and agreeing to the applicable pricing and payment terms before services begin.

8. NO GUARANTEE OF BUSINESS RESULTS

Marketing and client acquisition inherently involve variables outside Legacy's control.

Legacy does not guarantee:

A particular lead volume unless contractually agreed.
A specific conversion rate.
A specific enrollment rate.
A particular amount of enrolled debt.
A specific amount of revenue or profitability.
Consumer eligibility or acceptance.
Approval of any consumer for a financial product or service.
Performance of the fulfillment partner's underlying program.
Any particular financial outcome for a consumer.

Legacy's fees compensate Legacy for the B2B services actually contracted and are not a guarantee of the business or financial performance of the fulfillment partner.

9. COMPLIANCE & APPROVED CAMPAIGN MATERIALS

Legacy and its business partners are expected to conduct their respective activities in accordance with applicable laws, regulations, contractual obligations, and approved campaign requirements.

Partners must not knowingly provide Legacy with false, misleading, deceptive, or unauthorized claims for use in advertising, qualification, intake, or enrollment activities.

Legacy reserves the right to reject, suspend, or discontinue a campaign if Legacy reasonably determines that campaign instructions, representations, or activities present legal, compliance, reputational, operational, or consumer-protection concerns.

10. CONFIDENTIALITY

During the business relationship, Legacy and its partners may exchange confidential or proprietary business information.

Such information may include:

Marketing strategies
Lead criteria
Campaign specifications
Pricing
Scripts
Enrollment procedures
Conversion information
Performance data
Business processes
Consumer lead information
Partner operational information

Each party is expected to use confidential information only for legitimate purposes connected with the business relationship and to take reasonable measures to prevent unauthorized disclosure.

Additional confidentiality requirements may be established in a separate agreement.

11. INTELLECTUAL PROPERTY

Unless otherwise agreed in writing, content developed and owned by Legacy, including website content, graphics, logos, marketing concepts, campaign materials, processes, and other proprietary materials, remains the property of Legacy Marketing Experts LLC or its applicable licensors.

No Legacy intellectual property may be copied, reproduced, modified, distributed, sold, or commercially exploited without appropriate authorization.

12. WEBSITE USE

Users agree not to:

Use this website for unlawful or fraudulent purposes.
Attempt unauthorized access to Legacy systems.
Upload malware, harmful software, or malicious code.
Interfere with website security or operation.
Misrepresent their identity or authority to represent a business.
Copy or commercially exploit Legacy's proprietary website content without authorization.

13. PRIVACY & DATA HANDLING

Use of this website and Legacy's services is also subject to our Privacy Policy.

Legacy's Privacy Policy describes how business information and consumer information processed for lead-generation and enrollment purposes may be collected, used, disclosed, retained, and protected.

Business partners receiving consumer information from Legacy are responsible for their subsequent handling and use of that information in accordance with applicable laws, their own privacy policies, consumer disclosures, and contractual obligations.

14. THIRD-PARTY SERVICES

Legacy may use third-party technology and service providers in connection with its operations, including CRM systems, telecommunications providers, hosting services, marketing platforms, analytics providers, payment processors, and other business technology.

Legacy may also provide links to third-party websites for convenience.

Legacy is not responsible for independently operated third-party websites or their content, policies, security, or business practices.

15. LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, Legacy Marketing Experts LLC shall not be liable for indirect, incidental, special, exemplary, punitive, or consequential damages arising from the use of this website or Legacy's services.

Any additional limitations of liability applicable to a particular B2B relationship may be established in the applicable written service agreement.

Nothing in these Terms excludes liability that cannot lawfully be excluded or limited.

16. INDEMNIFICATION

To the extent permitted by applicable law and subject to any separate written agreement, a business partner agrees to indemnify and hold harmless Legacy Marketing Experts LLC and its owners, employees, contractors, and affiliates from third-party claims, losses, liabilities, damages, costs, or expenses arising from the partner's underlying products or services, unauthorized or inaccurate representations supplied by the partner, misuse of lead information, violation of applicable law, or breach of these Terms.

17. INDEPENDENT BUSINESSES

Legacy and its business partners operate as independent businesses.

Nothing in these Terms creates a partnership, joint venture, employment relationship, franchise, fiduciary relationship, or agency relationship unless expressly established in a separate written agreement.

Legacy does not own, operate, or control the financial fulfillment companies with which it establishes B2B service relationships.

18. CHANGES TO THESE TERMS

Legacy Marketing Experts LLC reserves the right to modify these Terms & Conditions periodically.

Changes will become effective when posted to this website with an updated effective date.

Continued use of the website after changes are posted constitutes acceptance of the revised website Terms.

19. GOVERNING LAW

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the State of Florida, without regard to its conflict-of-law principles, except where another governing law is expressly established in a separate written agreement.

20. CONTACT INFORMATION

Legacy Marketing Experts LLC

Phone: 888-981-0103

Email: info@lmarketingexperts.com

Website: www.lmarketingexperts.com

B2B LEGAL NOTICE

Legacy Marketing Experts LLC provides B2B lead-generation, client-acquisition, qualification, intake, and enrollment-support services to debt fulfillment companies, debt settlement companies, debt consolidation providers, financial-service providers, and other approved business partners.

Legacy's B2B services are designed to help our partners identify, connect with, qualify, and, where contracted, enroll prospective consumers.

Legacy collects and processes consumer information for lead-generation and enrollment purposes only.

Legacy does not independently provide the underlying debt settlement, debt consolidation, lending, legal, credit repair, or other financial fulfillment services offered by our business partners.

Each fulfillment partner remains independently responsible for its products and services, consumer eligibility and approval decisions, required disclosures, applicable licensing and regulatory requirements, fulfillment, ongoing servicing, and the subsequent handling of consumer information delivered to it.

YOU PROVIDE THE FULFILLMENT.
WE HELP BUILD THE PIPELINE.

TERMS & CONDITIONS

Effective Date: July 18, 2026

Welcome to the Legacy Marketing Experts LLC ("Legacy," "Company," "we," "our," or "us") website.

These Terms & Conditions govern the use of this website and the B2B services offered by Legacy Marketing Experts LLC.

Our services are intended for businesses seeking lead-generation, client-acquisition, qualification, intake, and enrollment-support services. They are not offered through this website as debt-relief or financial fulfillment services directly to consumers.

By accessing this website, requesting information about our services, or entering into a business relationship with Legacy, you acknowledge and agree to these Terms & Conditions.

1. B2B SERVICES

Legacy Marketing Experts LLC is a business-to-business lead-generation, marketing, client-acquisition, and enrollment-support company.

We provide services to debt fulfillment companies, debt settlement companies, debt consolidation providers, financial-service providers, and other approved business partners seeking to acquire new prospective clients.

Depending upon the services selected by a business partner, Legacy's services may include:

Digital and social-media lead generation

Marketing campaign development

Inbound consumer lead generation

Inbound call generation

Live call transfers

Consumer qualification

Initial client intake

Enrollment support

Campaign management

Lead delivery

Enrollment delivery

Client-acquisition support

Performance reporting

2. BUSINESS-TO-BUSINESS RELATIONSHIP

Legacy provides its services to businesses rather than providing the underlying financial fulfillment service directly to consumers.

Our business partners engage Legacy to assist with acquiring prospective clients and, where contracted, supporting the qualification, intake, and enrollment process.

The financial fulfillment partner provides and remains responsible for the underlying service offered to the consumer.

Nothing contained on this website creates an attorney-client, financial advisor-client, lender-borrower, fiduciary, or similar professional relationship between Legacy and any website visitor.

3. CONSUMER LEAD INFORMATION

In performing services for our B2B partners, Legacy may collect consumer information through marketing campaigns, inbound telephone calls, online inquiries, lead forms, qualification processes, intake procedures, and enrollment activities.

Legacy collects and processes consumer information for lead-generation and enrollment purposes only.

Depending on the campaign, this information may be used to:

Identify prospective consumers who have expressed interest in available services.

Respond to consumer inquiries.

Determine whether a prospective consumer meets a partner's established qualification criteria.

Conduct initial intake.

Facilitate live call transfers.

Connect qualified consumers with participating fulfillment partners.

Provide enrollment support when contracted to do so.

Transfer relevant lead and enrollment information to the applicable fulfillment partner.

Maintain appropriate records of lead-generation, consent, qualification, transfer, and enrollment activity.

Consumer information will be handled in accordance with our Privacy Policy and applicable requirements.

4. BUSINESS PARTNER RESPONSIBILITIES

Each business partner is responsible for providing Legacy with complete, accurate, current, and legally appropriate information necessary to perform the contracted services.

Partners are responsible for providing, as applicable:

Accurate descriptions of their services and programs.

Current qualification and eligibility criteria.

Approved marketing requirements and restrictions.

Approved scripts, disclosures, and enrollment procedures where applicable.

Geographic restrictions.

Operating and transfer hours.

Lead-delivery requirements.

Enrollment requirements.

Appropriate licensing or authorization required for the partner's underlying activities.

Any legally required consumer disclosures applicable to the partner's products or services.

Business partners must promptly notify Legacy of material changes affecting an active campaign or enrollment process.

5. FULFILLMENT PARTNER RESPONSIBILITIES

Legacy's financial fulfillment partners are independently responsible for the products and services they provide to consumers.

The fulfillment partner is responsible for matters including, as applicable:

Determining final consumer eligibility.

Accepting or rejecting an enrollment.

Providing required disclosures and agreements.

Providing the underlying debt-relief or financial service.

Debt settlement or creditor negotiations where applicable.

Lending or financing decisions where applicable.

Consumer account management.

Ongoing customer service.

Program administration.

Regulatory compliance applicable to the fulfillment partner.

Consumer complaints relating to the partner's fulfillment services.

Maintaining licenses, registrations, or other authorizations required for its business.

Legacy does not assume responsibility for a partner's independent fulfillment activities merely because Legacy generated, qualified, transferred, or assisted with enrolling the prospective client.

6. LEAD & ENROLLMENT SERVICES

Lead and enrollment services are provided according to the criteria and specifications agreed upon between Legacy and the business partner.

Lead volume, consumer response, qualification rates, transfer rates, enrollment rates, conversion rates, and campaign performance may vary.

Unless expressly stated in a separate written agreement, Legacy does not guarantee a specific number of enrollments, conversion percentage, revenue amount, consumer acceptance rate, or financial result.

7. FEES & PAYMENT

Fees for Legacy's B2B services will be established between Legacy and each business partner.

Pricing may be structured according to the particular services being provided, including lead-generation services, qualified leads, inbound calls, live transfers, enrollment services, campaign-management services, or other agreed B2B arrangements.

Payment schedules, invoicing requirements, payment methods, credits, replacements, refunds, reconciliation procedures, and other financial terms may be established in the applicable service agreement or campaign order.